Our Team 

We are a team of energetic leaders with a deep passion and talent for business and  financial markets. Our value proposition involves close partnerships with our clients in order to help them in their ongoing challenges of business.

Our company was founded in the prospect of bridging the most updated knowledge to our clients and help them in sustaining the most effective operations and activities.

We believe that we can be looked at as the saviors of any financial struggle that a business might face, where we bring to our clients the right solutions in the right time and right place. 

We are committed to help people with business mindsets grow their businesses and meet their ambition. Our success story is always to contribute to the growth and wealth of someones' dream.

Co- Founders
Abdulrahman AlDuaij, CQF, MBA
Co-Founder and Managing Partner

Abdulaziz AlHouqal, FRM
Co-Founder and Managing Partner

With a robust experience in Risk Management of banking sector, Abdulrahman Al Duaij, has a Master in Business Administration (MBA), Magna Cum Laude, and a BA in Finance, Cum Laude. He also earned the Certificate in Quantitative Finance (CQF) which is a Financial Engineering program and a finance designation offered by the CQF Institute. His experience is related to Quantitative Analytic, covering the capital planning, stress testing, efficiency assessments, business evaluation, asset quality and risk appetite statements.


In 2017, Abdulrahman has been appointed as Mansion House Scholar by the Lord Mayor of London City to continue his higher education in the United Kingdom. The Mansion House Scholarship is one of the world prestigious scholarship given to highest performers around the world. Using the acquired knowledge and skills he was able to further his education and practical application by undertaking and receiving the CQF

Abdulrahman is a Co-Founder and Managing Partner of HD Consulting. He is utilizing his experience by providing various consultancy services through HD Consulting to medium/small businesses and startups. 

As a Certified Financial Risk Manager (FRM), Abdulaziz has extensive experience in the Risk Management domain. He has solid experience in Risk Management of Banking Sector. He is mainly experienced in Quantitative Analytics and Enterprise Risk Management. He holds a BA in Finance and he is one of the very few who holds the FRM in this region. 

Abdulaziz was involved in many large projects over his experience in the Banking Sector. He is an expert in Capital Optimization, Capital Planning, and Business Forecasting.

Currently, Abdulaziz is using his technical experience in providing Consultancy Services through HD Consulting. He is a Co-Founder and Managing Partner.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

© 2016 Holistic Development & Consulting


Baitak Tower, Floor 28, Qebla, Kuwait City

  • Black Instagram Icon
  • Twitter - Black Circle
  • Black LinkedIn Icon
  • YouTube - Black Circle